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When buying a new home, there are so many details to consider, questions to ask, and decisions to make. And if the home you have your eye on happens to have a pool, it leads to additional considerations. If you’ve always dreamed of summer barbecues that make a big splash and are shopping for a home with the pool, here are four questions to ask before buying.

1. Does the pool add value to the home?

The answer to this question will be very specific to your region, with pools adding the most value in places like Southern California (score!) and western areas with warm weather. Whether a pool adds value also depends on its age and condition. Also keep in mind that if you’ve always wanted a pool, purchasing a home that already has one will typically cost less than installing your own later.

2. What are the insurance costs?

The increased cost on your homeowner’s insurance for a house with a pool can be substantial. You should opt for an umbrella liability policy covering between $300,000 and $1 million in liability insurance. Keep in mind that you’ll be liable for any accidents that result from the pool, substantiating the need for this costly coverage.

3. Does the pool comply with all regulations?

Not only will a pool be uninsurable if it fails to comply with all valid state and local regulations, it will also be unsafe for you and your guests to enjoy. Make sure that you have all the details about the construction of the pool, warranties that are still valid, any repairs that have been done on the pool, and copies of permits for the construction. If the seller is not able to provide those items, pass on the house.

4. How much does the pool typically cost to maintain?

While pool maintenance can cost several hundred dollars if you hire a professional, it can actually be relatively affordable for your family to maintain a pool at $40 to $50 per month if you do it yourself. While there’s a learning curve, many pool retailers offer free or low-cost “pool school” where new pool owners can get the facts. Again, these costs vary by region, especially depending on how many months you use your pool each year.

Before diving into the purchase of a new home with a pool, make sure you’ve considered these questions in your decision-making process, and contact a company like The Pool Store if you have any concerns. Although a pool can be an excellent investment for many homeowners, only you can decide whether this purchase is right for your lifestyle.


This article was written by Dixie Somers, a freelance writer who loves to write for real estate, women’s interests, and home décor. She lives in Arizona with her husband and three beautiful daughters.