Articles, tips, and suggestions for home buyers.

There are currently 273 blog entries related to this category.

There are plenty of hidden costs of homeownership that buyers forget to account for when purchasing a home. From property taxes and homeowners insurance to closing costs, there's plenty to look out for during your real estate acquisition. According to the National Association of Home Builders, new homeowners also spend on average $10,600 within the first year of ownership on things like new appliances, furnishings and additional repairs and alterations. 

The infographic below from CAR outlines the average costs most buyers spend within their first year. You may already have a couch and dining room table, but it's a good idea to consider the additional costs that could be coming your way. 

For help budgeting for your new home purchase, work with

Find a new home by the start of the school year: that’s the goal for tons of summer homebuyers. That makes the end of summer a mad dash to get into your new home and settled before the first day of school. Moving day is often more chaotic than you expect it to be, but if you’re prepared, it doesn’t have to be.

What should families do make the move easier? Here are some quick tips to get your ducks in a row for moving day.

Divvy up responsibilities - and don’t forget about the dog.

Having a plan is one of the best ways to help make your move less of a confusing situation. Each member of the family should be responsible for packing, organizing and cleaning one area of the house. The sooner you have everyone’s responsibilities set, the sooner

Homeowners insurance is a must for new buyers, most importantly because it is required by your lender if you have a mortgage. However, even if your home is owned free and clear, you may not want to take the significant financial risk associated with being uninsured. Insurance rates are a subject of concern for many homeowners, and the cost of insurance for real estate varies dramatically based on a variety of factors.

These factors include the age of the home, its construction materials, its size and value, where it is located, and more. Many homeowners spend well over $1,000 to $1,500 per year on home insurance. With this in mind, you may be looking for a reasonable way to reduce the cost of your insurance. There are several strategies that you can

Real estate is one of the biggest purchases and investments that most people will ever make. For those that are looking to enter the real estate market soon, or sell a property in the near future, there are five trends that they need to be aware of. 

Interest Rates

Understanding interest rates and how they impact the market is important whether you are buying or selling, no matter what time of year. Over the past decade, mortgage interest rates have been extremely low compared to historical levels. In the last year, the government has raised key interest rates, which have slowly led to a steady increase in the market mortgage rates. If rates continue to rise in the coming years, it could have an impact on overall affordability for buyers. Sellers on

In real estate investing, one of the most profitable ways to handle a property is to renovate and flip it. Though this method doesn't offer the long-term income of renting a property out, it does create the potential for large lump sum returns. In order for this to happen, however, an investor needs to start out with the right property. Here are some of the best ways for you to identify homes with profit potential for flipping deals.

Look for Older Homes

Most flips begin with a distressed property in need of significant repair. However, this isn't the only way you can make money by flipping homes. Another great way is to look for older homes that don't really have anything wrong with them, but which need some updating in order to appeal to modern

House flipping is one of the tried and true ways to generate serious capital in the real estate market. Simply buy your properties low, fix them up a bit and sell them for a significant profit. Sounds simple, right?

According the the latest from ATTOM Data Solutions, the majority of people flipping properties are mom-and-pop flippers, turning over 1 property on average per year. The ideal flip is quick and cheap, however, most mom-and-pop flippers pay more for their properties and take longer to flip. Check out the data below. 

Flipping is a simple idea, but it is important to know where to focus repairs and updates around the house before tossing the home back on the market. Here are four areas to focus on to get the profits you want on a quick

For those in the market for a new home, it can be easy to fall in love with a property right away. Seeing all its best features right up front makes for a good case to buy, and the thrill of having your own place might blind you to a few of its downsides. It’s easy to overlook minor issues that can affect the quality of the house. When you want to have peace of mind knowing that the house is ready for you to move in, there are a few checks you should make before deciding.

The Roof

The roof is one of the most expensive features of the home, and can lead to extensive damage inside of the property if it's in poor condition. Hire a professional to inspect the roof for missing shingles or tiles and to determine if any leaks are present. You'll also need

Spring buying season is upon us; an exciting time for homebuyers who are ready to make the real estate plunge. Mortgage rates have remained steady and low (about 4%) according to the lastest Weekly Mortgage Watch, providing more buying power for today's house hunters. However, there are a few key things buyers need to be prepared for in order to make the most of this exciting real estate season. 

Underestimating the competition

Demand is up and inventory remains below average. In real estate, demand is generally judged by months of available inventory based on closed sales.  A normal or neutral market has 3-6 months of inventory. Determining a buyer's vs. seller's market therefore is whether that inventory is above or below the norm. 


While there is nothing wrong with renting, many people dream of living in a place that they can call their own. However, the process of buying a home is more complicated than buying tickets to a game or a new car. What are some ways that you can move on from an apartment to a home?

Get Your Finances Together

Lenders will want to see that you have a stable income, a credit score of 640 or more and money in the bank. If you are self-employed, you will need to show two years of income statements, and those numbers will be averaged to determine your qualifying income. Those who receive alimony payments or have other income outside of their wages should find evidence of that income to increase the odds of mortgage loan approval.

Take Advantage of

Whether you are purchasing a land-lot as the site for your future dream home or considering new construction homes with the ability to customize, building your own home is a great way to keep your construction costs under control and get the home you really want. You can save money by choosing the construction materials, laying out the design of the finished house, and working with a great contractor, but there are corners you don't want to cut when it comes to your new home.

As you build your home, you will need to choose your construction materials carefully. Whether you are building a modest starter home or a spacious luxury estate, the quality of the materials you choose will have a huge impact on your quality of life. With that in mind, here are